Financial decisions do not happen in neat categories.
A question about your child may lead to education savings. A question about your mortgage may lead to protection planning. A health diagnosis may raise questions about income, government programs or disability-related savings. Starting a business may create completely different protection and planning questions.
My role starts by understanding the situation, not by assuming the solution.
Protecting your income, your family, your mortgage, your financial commitments and your long-term plans. Life insurance is often where these conversations start, and critical illness and disability coverage are options we can explore where they fit your life.
At a high level, I can help you explore registered solutions and the investment options available through the providers I work with, including RESP, RDSP and RRSP. This section focuses on registered plans; it does not cover every type of investment or non-registered investment products.
Depending on your goals, timeline, eligibility and comfort with risk, we can explore registered savings options that may fit your situation.
Eligibility, product availability, investment options, fees and features vary by provider, province and individual circumstances.
Vida en Orden is a free bilingual resource I created to help you organize the financial and practical information you and your family may need, so you know what you have and where to find it.
What if I need something you do not provide?
You can still start with me. If your situation requires a specialty outside my direct scope, I can help you understand what type of professional or resource you may need and, where appropriate, connect you with someone who can help.
Bring Me Your QuestionThat is completely fine. You do not need to know which financial product you need before we talk. Bring the question, the situation or the goal, and we can start there.
No pressure, no sales script. Just a real conversation.